What is an AOB?

An Assignment of Benefits (AOB) allows a third party (like a contractor) to file an insurance claim, make repair decisions, and collect insurance payments on your behalf.

The Recent Changes

Florida law has added protections to prevent abuse, but it’s crucial to understand what you are signing.

• You have the right to cancel an AOB within 14 days.
• The agreement must contain specific per-unit cost estimates.

Why This Matters

Ensuring you work with a reputable restoration company means you are protected and the work is done to code.

Always verify your contractor’s license before signing any AOB.