Clear project records for your insurer.
Photos, relevant readings and a written scope help explain the damage and the proposed restoration work. We can discuss the records available for your project and the information your insurer requests.
Your insurer reviews coverage and payment. Confirm the agreed work, billing arrangements and any amount you may owe before authorizing work.
Document the work. Keep responsibilities clear.
Record conditions
Discuss photos, observed damage and readings relevant to the assessment.
Agree the scope
Review the proposed restoration, estimate, access requirements and work exclusions.
Track the work
Ask how progress and any changes to the agreed scope will be documented.
Review the records
Keep the agreed scope, work records and invoices for your own records and insurer.
Understand the scope and payment terms.
Ask which work is proposed, what is excluded and how additional work would be approved. Discuss direct billing only as an arrangement to be confirmed for your project.
What to expect during restoration →- 01 Written scope and estimate
- 02 Coverage questions for your insurer
- 03 Billing and payment responsibilities
- 04 Approval process for scope changes
Restoration records and your claim.
Does contacting Paramount open an insurance claim?
Is the restoration work covered?
Will I only need to pay my deductible?
Can you guarantee approval or a payment amount?
For general background, see NAIC homeowners insurance information. Discuss your own policy and claim with your insurer or agent.